ObsyMint Goals is a personal finance app for Android that helps you plan a monthly budget, save toward goals, track bills and loans, and plan school fees. You enter your own numbers, they are encrypted on your phone, and nothing is uploaded to a server.
What you can do with it
- Set a monthly budget and compare what you planned against what you actually spent.
- Give each goal a target and a date, then watch the progress climb.
- Add a bill once and get a nudge before it is due, not after.
- Follow a loan all the way down to its last payment.
- Plan school fees months ahead instead of scrambling the week they land.
- Open clean reports, export them, and make password-protected backups whenever you like.
Your data stays with you
Everything you enter is encrypted on your phone with AES-256, and the key is held in your phone's secure hardware, not on a server. There is no account to create and the app never asks for your bank login. You unlock it with a PIN, Face ID or fingerprint.
Delete All Data in Settings erases everything instantly. The full detail is in the Privacy Policy.
The trade-off to know about
Because ObsyMint Goals never connects to your bank, transactions do not import on their own. You log what you spend, which takes a few seconds per entry. For many people that habit is the point, since you see every number as it happens. If you want fully automatic bank syncing, this is not that kind of app.
Automatic calculation
Change your income or a budget line and every total downstream recalculates the moment you type it. Your remaining balance, how much of your plan you have used, and your goal progress all update without a calculator or a spreadsheet formula.
Free, with a one-time Pro upgrade
ObsyMint Goals is free to use, with ads. Pro is a one-time upgrade that unlocks unlimited Goals, Loans & Bills and Smart Calculation, and removes ads. It is never a subscription.
Common questions
Is ObsyMint Goals free?
Yes. It is free to download and use, with ads. An optional one-time Pro upgrade unlocks unlimited Goals, Loans & Bills and Smart Calculation, and removes ads. There is no subscription.
Do I need to create an account?
No. There is no sign-up. You set a PIN, pick your currency, and start adding your numbers.
Does it connect to my bank?
No. You enter your own income and spending, which is why nothing about your accounts ever leaves your phone.
Where is my data stored?
On your device, encrypted with AES-256. Backups are password protected and you choose when to make them.
Does it give financial advice?
No. ObsyMint Goals is a planning tool. It does not provide financial, investment, tax, legal or credit advice.