Living and working abroad means money going in several directions at once: rent, daily costs, money sent home, school fees, and renewals like car registration and passports. ObsyMint Goals lets you plan all of it in one app, in your own currency, with no account and no bank login.
The expat money picture
Most of it is predictable. The trouble is that it arrives from different directions at different times:
- Every month: rent, food, transport and utilities.
- Money sent home, often the same amount each month.
- Every year: renewals such as car registration and passport.
- Now and then: school fees, flights home and deposits.
Set it up in ObsyMint Goals
- Add your monthly income.
- Give money sent home its own budget line next to rent and food, so it is planned instead of taken from whatever is left.
- Add yearly renewals as bills, so you get a nudge before they are due.
- Turn school fees or a trip home into a goal with a target and a date.
- Open Reports to see the real split of where your money went.
Private when your finances span countries
If you have accounts in more than one country, there is no bank linking to set up. You enter your own numbers, and they stay on your phone, encrypted with AES-256. There is no account to create.
Where this applies
The same setup works whether you are in the UAE, Saudi Arabia, Qatar, Bahrain, Kuwait, Europe, North America, Australia or anywhere else you happen to be working. You pick your currency when you set up the app. ObsyMint Goals is a planning tool, so it does not send money for you.
Common questions
Can I track money I send home?
Yes. Give it its own budget line, like the Remittance line in the example screens, and log each transfer against it.
Do I need a bank login?
No. ObsyMint Goals never asks for your bank login. You enter your own income and spending.
Can I use my own currency?
Yes. The app supports the currency of every country, and you pick yours when you set it up.
Will it remind me about renewals?
Yes. Add each renewal as a bill and you get a nudge before it is due.