ObsyMint Goals is a personal finance app for Android that helps you plan a monthly budget in AED, track bills, plan school fees, and save toward goals. You enter your own numbers, they are encrypted on your phone, and the app never asks for your bank login.
The money picture in the UAE
Whether you are an expat or a long-term resident, a typical month mixes several things at once:
- Rent and utilities every month.
- Money sent home, often a fixed amount.
- School fees, often in large lumps. Many schools bill by term or by year, so check your own schedule.
- Yearly renewals such as visa, Emirates ID, car registration and passport.
Set it up in AED
- Pick AED as your currency when you set up the app.
- Add your monthly income.
- Add a budget line for rent, food, transport, and money sent home.
- Add each renewal as a bill, so you get a nudge before it is due.
- Turn school fees into a goal with a target and a date.
Private by default
There is no account to create and no bank login. Everything you enter is encrypted on your phone with AES-256 and is never uploaded. If you would rather not link your UAE bank accounts to yet another app, this one never asks.
Free to start
ObsyMint Goals is free to use, with ads. Pro is a one-time upgrade that unlocks unlimited Goals, Loans & Bills and Smart Calculation, and removes ads. It is never a subscription.
Related guides
Sending money home every month? Read the budgeting guide for expats. Planning fees? See the school fee planner.
Common questions
Does ObsyMint Goals work in AED?
Yes. The app supports the currency of every country, including AED. You pick it when you set the app up, and the example screens on this site use AED.
Is it free to use in the UAE?
Yes. It is free to download from Google Play, with ads. A one-time Pro upgrade unlocks unlimited Goals, Loans & Bills and Smart Calculation, and removes ads. There is no subscription.
Do I need a bank login or an account?
No. There is no sign-up and the app never asks for your bank login. You enter your own income and spending.
Can I track money I send home?
Yes. Give it its own budget line and log each transfer against it.
Will it remind me about renewals?
Yes. Add each renewal as a bill and you get a nudge before it is due.